Texas has its own personal injury rules — some helpful, some difficult. Understanding the 51% bar, the Stowers doctrine, prompt-pay statutes, and how Texas juries think can make or break your case.
These articles cover the Texas-specific issues that determine case outcomes. If your accident happened in Texas, these are the rules that govern your case.
Texas allows injury victims to recover damages only if they're less than 51% at fault. If you're 51% or more at fault, you recover nothing. Here's how the 51% bar works, how insurers exploit it, and how we counter their tactics.
From the moment an adjuster calls you, every interaction is strategic. They want to minimize your claim — and Texas law gives them tools to do it. Here's what to say, what not to say, and when to refer them to your attorney.
The demand package is the single most important document in most personal injury cases. A well-prepared package can result in pre-litigation settlement at full value. A weak one tells the insurer you don't know what you're doing.
Most Texas injury claims have a 2-year deadline — but exceptions, tolling provisions, and shorter government notice requirements can dramatically change that. Missing the deadline ends your case permanently.
When an insurer refuses to settle a clear-liability case within policy limits and the plaintiff gets a verdict exceeding limits, the insurer can be liable for the entire amount. The Stowers doctrine is our most powerful negotiation tool.
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